• Account Table
• Basic Checking
• "55 on the Go" Checking
• Now Account
• Super Now Account
• Millennium
• Money Market Account
• Altogether Free Checking
• Deposit Rates

Basic Checking

• $50.00 minimum opening deposit
• $250.00 minimum daily balance to avoid monthly service charge of $5.00
• Limit of 50 checks per month presented against the account, or an additional $5.00 fee will be imposed
• Free telephone banking
• Debit / ATM Card available, application required

"55 on the Go" Checking

• Available to those ages 55 and older
• $100.00 minimum opening deposit
• $100.00 minimum daily balance to avoid monthly service charge of $7.50
• Unlimited check writing
• Special "55 on the Go" checks are included with the account at no charge
• Free telephone banking
• Debit / ATM Card available, application required
• Reduced rate on annual Safe Deposit Box rent
• No fees for Money Orders, License Stickers, Copies, or Notary Service

Now Account

• $1,000.00 minimum opening deposit
• $1,000.00 minimum daily balance to avoid monthly service charge of $5.00
• The monthly service charge of $5.00 will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle
• $1,000.00 minimum balance must be maintained in the account each day to obtain the disclosed annual percentage yield (APY)
• Free telephone banking
• Debit / ATM Card available, application required

Super Now Account

• $2,500.00 minimum opening deposit
• $2,500.00 minimum daily balance to avoid monthly service charge of $10.00
• The monthly service charge of $10.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle
• $2,500.00 minimum balance must be maintained in the account each day to obtain the disclosed annual percentage yield (APY)
• Free telephone banking
• Debit / ATM Card available, application required

Millennium

• $2,500.00 minimum opening deposit
• $2,500.00 minimum daily balance to avoid monthly service charge of $10.00
• The monthly service charge of $10.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle
• $2,500.00 minimum balance must be maintained in the account each day to obtain the disclosed annual percentage yield (APY)
• Limited to 6 transactions per month
• Free telephone banking

Money Market Account

• $2,500.00 minimum opening deposit
• $2,500.00 minimum daily balance to avoid monthly service charge of $10.00
• The monthly service charge of $10.00 will be imposed every statement cycle if the balance in the account falls below $2,500.00 any day of the cycle
• $2,500.00 minimum balance must be maintained in the account each day to obtain the disclosed annual percentage yield (APY)
• Limited to 6 transactions per month
• Free telephone banking

Altogether Free Checking

• No Minimum balance
• No limits on monthly check writing
• No per check charge
• Free 24 hour Internet Banking
• Free Debit Card
• Automatic transfers are available, at a nominal fee to avoid overdrafts (requires Savings Account)

All normal bank services are available at the disclosed fees. Direct Deposit of payroll or retirement benefits, and $100.00 minumum opening balance requred.

Deposit Account Disclosures

*If you close your account before interest is credited, you will not receive the accrued interest.
*Your interest rate and APY may change at our discretion at any time.
*Interest begins to accrue on the first business day after the banking day you deposit non-cash items.
*Interest is compounded daily and credited the last day of each statement cycle.